HBD Blog

Protect your family from uncertainty and potential conflicts Many people still lack a properly organised estate plan despite the numerous benefits of writing a Will—such as getting our finances in order, planning our legacy, and ensuring that our loved ones are well...

Balancing financial security with mental well-being The experiences of today’s retirees offer a wealth of knowledge for anyone planning their retirement. By observing the paths already taken, future retirees can glean valuable lessons from the triumphs and challenges...

Timeless beacons guide investors through periods of market volatility towards financial prosperity In finance, the core investing principles stand as timeless beacons, guiding investors through periods of market volatility towards financial prosperity. These...

Critical insights to empower women to take the reins of their financial destinies A recent study has spotlighted women and investing, offering critical insights that aim to empower women to take the reins of their financial destinies and forge paths toward a...

Pivotal shift changes you need to know commenced from 6 April 2024 Beginning on 6 April 2024, a pivotal shift in pension benefit taxation commenced. The Lifetime Allowance (LTA) was replaced by a new structure comprising three distinct allowances: the Lump Sum...

Prevailing issue of presenteeism highlights a need for a transformation in workplace culture In an era where the lines between work and personal life are increasingly blurred, a new study sheds light on a concerning trend among UK employees. Despite advancements in...

Whether through property, pensions or a blend of both, informed decision-making is crucial A recent study suggests that a substantial proportion of Generation Z, born from 1996 to 2010, view property acquisition as their principal avenue to amass wealth for their...

Survey highlights prevailing uncertainty among those on the cusp of retirement A recent study reveals that a considerable proportion of UK adults, including a significant number nearing retirement, find themselves in a quandary regarding their State Pension...

Financial pitfalls that could have been easily avoided Managing retirement plans and paperwork can seem daunting in our fast-paced, constantly evolving world. Yet, it’s an essential chore that should not be pushed aside. Not staying up-to-date with your retirement...